Wholesale Mortgage rates now available to the public!


"Not only do I close loans, I open doors."
-- Dale Kolbus

Wholesale mortgage rates can make a huge difference in your monthly payment.

Call for a free quote. No application or credit check is needed.

(423) 644-7423

https://youtu.be/Zs41yS7Fvjc?si=-sbQM9vZrxqDd1xq

Purchase and Refinance Mortgage Loans in Tennessee and Georgia!

Welcome to the official site of NEXA Lending LLC. We are a full-service mortgage company based in Chattanooga, TN. We specialize in Purchase and Refinance Mortgage Loans in Chattanooga, Ooltewah, and Ringgold.

We also serve the surrounding cities in Hamilton and Catoosa Counties and throughout the states of Tennessee and Georgia. Whether you are buying a home or refinancing in zip codes 37421, 37363, or 30736, we can help you achieve homeownership or lower your monthly payment.

We can quote a lower wholesale rate in any state that you’re in or moving to.

Purchase Loan Programs

FHA · VA · USDA · Jumbo · Commercial · Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options designed to meet the needs of local borrowers. Whether you’re looking for cash out or simply a better rate and term, we can assist you.

FHA Streamline · FHA Cash Out · FHA 203k · VA Streamline · VA Cash Out · USDA Streamline · Conventional · Commercial · Jumbo

What makes NEXA Lending LLC unique is our access to niche loan programs, including:

Bank Statement Loans, Investor Loans, Construction Loans, Bridge Loans, DSCR, Foreign National, Hard Money, Reverse Mortgage, THDA, DPA, Down Payment Assistance, and 100% Financing.

Contact NEXA Lending LLC today to discuss your mortgage loan options and find the program that best suits your needs.

Tools to help you along the way

Tools to get you informed and started on your mortgage journey.

More Mortgage Options More Happy Homeowners

What our clients are saying.

View our Recent Blogs

Refinancing Isn’t Just About the Rate — It’s About Your Options
Refinancing Isn’t Just About the Rate — It’s About Your Options

Learn what options refinancing makes available to you.

BIG NEWS: Mortgage Rates Are at Their Lowest Level in Years—What That Means for You
BIG NEWS: Mortgage Rates Are at Their Lowest Level in Years—What That Means for You

Find out what this rate drop means to you for buying a new home.

Lock-in Effect: Something big just happened in the U.S. Housing Market
Lock-in Effect: Something big just happened in the U.S. Housing Market

Find out what the experts are anticipating for 2026 housing

Have Questions? We're here to help

Monday - Friday 9 a.m. - 5 p.m.
Saturday - 9 a.m. - 5 p.m.